

Riversails
12 Upper Serangoon Crescent
$1,749,900
1232 m (15 mins) fromNE 15Buangkok MRT Station
Bedrooms
3
Bathrooms
3
Floor area
1,109 sqft
Area (sqm)
103.03 sqm
Price psf
$1,577.91
Tenure
99 years
Property type
Condominium
Condition
Partial Furnishing
Affordability
Can I afford this property?
Estimate monthly repayments and upfront costs for this listing.
Est. monthly repayment
S$ 5,893 / mo
Mortgage breakdown
Upfront costs
Total downpayment S$ 437,475
Indicative estimate only. Loan capped at 75% LTV; actual rates depend on your bank and profile.
Loan details
Maximum loan: S$ 1,312,425 (75% of property price)
Learn more about condo selling
Guides from the HomeUP Playbook to help you make informed decisions.

Case Study: Why a $1.48M Condo Was the Right Choice
Would you pay $80,000 above your budget? Most buyers wouldn't. This HDB upgrader did and the numbers showed it was the smarter move.
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Buy First or Sell First? The HDB-to-Condo Upgrade Mistake That Can Cost You Your Loan
Many HDB upgraders think buying their condo first is the safest move. In reality, it can reduce your loan eligibility and put your entire upgrade at risk. Learn why selling first, securing your IPA, and understanding your timeline can make all the difference.
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One Freehold, One New Launch: Why This Couple Split Two Property Purchases Between Two Names
Most couples assume buying under one name is the safest route. But what if splitting ownership could increase borrowing power, reduce future limitations, and better match your family's long-term goals? Here's how one couple structured their next two property purchases and why timing mattered more than property type.
Read in PlaybookStart With a Planning Conversation
You don't need to make any decisions today. A planning call is simply a conversation to understand your situation, clarify your options, and see whether a coordinated sell-and-buy approach makes sense for you.
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