AMO Residence

HDB to Condo: The Exact Step-by-Step Process in Singapore

Thinking of upgrading from HDB to condo? The biggest mistake isn't choosing the wrong condo. It's getting the sequence wrong. Here's the step-by-step process, from MOP and financing to selling your HDB and moving into your new home.

One Freehold, One New Launch: Why This Couple Split Two Property Purchases Between Two Names

Most couples assume buying under one name is the safest route. But what if splitting ownership could increase borrowing power, reduce future limitations, and better match your family's long-term goals? Here's how one couple structured their next two property purchases and why timing mattered more than property type.

HDB to Condo for the Long Haul? Pass These 3 Tests First

Most upgraders ask whether they can get into a condo. If you plan to stay for a decade or more, the better questions are whether you can carry it, whether anyone will buy it from you later, and what waiting is costing you. Here are the three tests I put every long-term upgrader through.